About Us
​Paul J. Smith, Owner Appraisaltool

​Paul Smith Apraisals is a family owned and operated business with over 30 years experience. The appraisal of real estate has always been the company's main responsibility with the highest of quality and the most advanced technological methods available. Education and experience have been the foundation of this small business which has served the local community for more than 30 years. Designated member of the Appraisal Institute since 1991-2015 Retired

​Gary S. Zumberge  
A.T. Appraisal/ Anaylsis Tool
Owner of Comprehensive Valuation Services, Inc.
1995 – Present Edina, MN Regional Appraisal Services
VP Appraisal Services - Chief Appraiser - Metropolitan Federal Bank
1987 – 1995 
 Established and maintained Corporate Appraisal Policy and Handbooks
 Ensured compliance with O.T.S., Fannie Mae, FHA, FIRREA, USPAP
Managed 600 Fee Appraisers in nine state banking market managed all issue resolution
Quality Control management, Post Closing Audits, Loan Portfolio Audits including inter state field reviews for 500 million dollar portfolios prior to purchase of portfolios, Established and maintained Approved Appraiser List and Annual Reviews Appraiser training, 
VP Appraisal Services - Chief Appraiser – Edina Financial Services 1986 – 1987 
Established and maintained Corporate Appraisal Policy and Handbooks
Ensured compliance with O.T.S., Fannie Mae, FHA, FIRREA, USPAP
Certified MN Continuing Education Instructor
Author and instructor for MN Certified Continuing Education courses
Expert Witness WA DC Appraisal Review Board 
Appraisal Administrative Manager functioning as Chief Appraiser for USB 50 states
2 year contract 1995-1996
BA University of MN  

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30 Days Full Warranty
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