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Copyright 2011: Paul Smith Appraisals. Appraisal Management Software. All rights reserved.
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​Be prepared for the future changes coming with the appraisal industry. No more will a leap of faith in adjustments be acceptable.
USPAP requires that the appraiser shows evidence in their work file supporting the analysis and conclusions.

Today this is a problem because, without evidence of the1004 form underwriters don't have any supporting analysis for these major final conclusions.

This program shows how the adjustments are calculated and will help the public and users of appraisals to understand this clearly. This program will save appraisers hundreds of hours of analytical work per year and help them provide better property evaluation services.

By clicking on the Buy Now button, you agree to the Terms and Conditions in the A.T. Licensing Agreement.

Explanation of Appraisal Tool
This appraisal tool helps establish the market break down of the key components used throughout the appraisal analyzing  for known variations. Such as, what to use for the size of the subject site in comparison to the others used in the appraisal process? This, plus the (GLA) Gross Living Area above grade and below grade finished area, are all physical numbers and must be accounted for.

By applying an adjustment developed within the market data used in the appraisal, these components can be correctly taken into the analysis process with absolute confidence of reflecting the local market and its influence on value components used in the appraisal.

These analysis adjustments for Lot, GLA, and Basement Finishing, have gone pretty much unexplained to any readers of the report, whether it be underwriters, investors buying the mortgage or the property owners who all desire a professional and educated answer.

By using statistical analysis of the comparables an appropriate adjustment can be concluded which leaves the remaining somewhat abstract adjustments clearer to make with stronger supporting evidence to their true contributory value.
By observing the pictures on the comparables, now typically available with numerous interior and exterior views, the appraiser can see the condition and quality of construction of these in comparison to the subject and how it may affect the age due to updates and remodeling.

USPAP requires appraisers to use market driven data for the adjustments and to provide evidence as to these adjustments.

All professional valuators encompass statistical analysis in their research for estimating the value of the required items. Stockbrokers, Insurance Companies and Investors all have become aware of and rely on this tool for the value of items.

Before making any analysis, both the concessions and time/market adjustments must be made.
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